DUI/DWI Insurance

Most major insurance companies run or check your driving records with DMV at each renewal or at least once a year, and every time you apply for a new auto insurance policy. Once your current carrier discovers you have a DUI - DWI Conviction, several things could happen. 1.They could elect to non-renew your auto policy, or at least non-renew your comp and collision coverage. 2, They could and most likely raise your rates to the point that you can not afford to stay with them.

If you current carrier cancels or forces you to move your car insurance from them, then you will lose your multi-policy discount and other discounts as well. Thus your home insurance will increase, or some preferred carriers will simply non-renew your house insurance since you no longer have the supporting auto insurance with them.

This violation stays on your NC driving record for 7 years. The insurance companies will rate your policy with points for 3 years - from your conviction date. Most preferred carriers will underwrite the policy for up to 5 years and many will not even take a driver with a DUI- DWI on their record in the past 5 years.

We represent some of the top insurance companies that look favorable on First Time DUI - DWI offenders. They understand that good people sometimes make bad decisions, and are willing to work with you. We also represent several companies that will also offer a Auto - Home Insurance package to first time offenders. Plus we also represent several mono-line Home Insurance companies that do not require the auto insurance.